As a leading website providing low cost healthcare for both large and small businesses, we can offer you and your company the expertise and advice you need to ensure both you and your employees obtain the best healthcare planpossible.
How We Can Help
We can help provide a vast array of insurance products ranging from self-employed medical insurance to group medical insurance.
We also are well aware of the fact that business insurance is a seriousconcern for small companies who may require plans that are vastlydifferent from those of large companies.
Group Health and Small Business Insurance
Statistics suggest that health insurance plans provided by the company or employer are a wise option and approxiamtely 60 percent of those in the work force being part of such a plan.
Additionally, it is a well-known fact that most companies regard health insurance plans as an important recruiting tool when hiring new employees.
Benefits Of Insuring Employees
The companies that offer the best plans typically enjoy a higher level of staff loyalty and many individual who is offered a choice usually opts for the company that provides the best health insurance plan.
This makes logical sense as most employees who are offered an attractive health care package will stay longer with the company, which is a situation from which all involved can benefit.
The Need To Cut Costs
The rising cost of healthcare including prescription medicine greatly influences the cost of health insurance, and as a result many businesses have found it necessary to reduce the amount of benefits they can offer their workers.
Our goal is to assist smaller companies to find a cost-effective plan that will be attractive to current and prospective employees.
How We Find the Most Appropriate Plan for You
As experts in business health insurance, we assist you and your company to obtain the most suitable plan available by guiding you to the most appropriate healthcare providers.
In this way, you can narrow down your choices and ultimately arrive at the best possible decision regarding providers.
Easy Steps To Start
By simply filling out a simple online survey and providing your zip code, you will be referred to the providers and companies that will best suit your needs, whether you are self-employed or a small business owner.
We only deal with reputable companies, and the quotes you receive will be the most appropriate for your specific needs.
Get The Information You Need
You will find that you are welcomed to discuss your insurance requirements in depth with a licensed insurance agents, and you will be happy to know that simply because you consult with one of our agents, you are not under any obligation to purchase a policy and will not be pressured to do so.
You will be given valuable, up-to-date information that covers all the details of the various plans offered. As health insurance is a highly regulated field, you are also assured of complete confidentiality.
Our company is committed to helping you determine which type of insurance plan will be the most cost-effective for you and attractive to your employees and their families.
As leaders in the healthcare insurance field, we do not stop when we have referred you to several reputable companies.
We realize that the health insurance industry can be complex at times, particularly for individuals who are not familiar with insurance terminology.
It is for this reason we want you to have a thorough understanding of the subject before you select a plan.
Free Advice To Help You Decide
We also offer a comprehensive website that contains all the pertinent and current information you will need to make a final decision about a policy.
Our focus is on helping those who are self-employed or own a small businesses to understand the rather complicated world of insurance.
We also aim to make the language of insurance a bit simpler in order for you to feel more comfortable with the process.
Our guides are designed with the customer in mind and explains in simple terms, the various options you have for your business.
This includes comprehensive information that covers everything from standard insurance information to flexible spending account, section 125 and 105 plans, tax saving tips and cafeteria and transit plans.
Tips And Help
We can offer tips on life insurance and dental policies, as well as as additional plans which would include drug rehabilitation programs.
You may be pleased to know that we are also can help with many of the blue chip insurance companies such as Blue Cross and Shield, Aetna, United Healthcare, Assurant, Kaiser Permanent, and Cigna.
Such providers are some of the most renowned and trusted names in the industry. We also provide additional information about specialized insurance programs for individual needs.
The availability of healthcare plans at an affordable rate varies significantly depending on the state in which the business or self employed individual resides.
However, as a general rule, a business with more than two employees is eligible for coverage in most states in America. How your business is classified can also play a role in the type of insurance coverage for which you are eligible.
A business that has between two and 50 employees is generally regarded as a small business, while the methods used to class mid size businesses are more general and are at times, open to interpretation by state in which the business is located.
You Can’t Be Turned Down
It is essential to understand that unlike individual health insurance policies, no business can be turned down for a group health insurance plan due to the health of one or two employees.
However, as the laws on preexisting conditions vary considerably from state to state, it is for one to find out the local eligibility rules for the state in which the business is located.
Regardless of whether you are in need of a group plan, or you are self employed and need coverage only for yourself, you can rest assured that we will do everything possible to give you sound and sensible advice based on all the relevant facts.
What We Will Offer
Our ultimate goal is to assist you in determining which group health insurance plan will be best for you and your workers and their families.
Excellent quality healthcare should be within reach of anyone, and we hold companies in high regard that make an effort to find a way to offer such benefits to employees and their dependents.
We are committed to assisting you to discover the most appropriate business health insurance, for both yourself and your employees. This is evidenced by our comprehensive website on which a wealth of valuable information is available.
It features simple explanations of complex terms and covers all the information you will need to begin your quest to obtain the best health insurance plan for yourself or your company.